Soaak 103 Consults

Many are lost as to what to use their money for after saving-up and crashing-out debts. They get lost in this 'trans-atlantic disputation' as their money and skill-sets aren't ripe enough to help them start a business. A suggested alternative is investment in stocks. To build wealth you don't always need to be the boss of a company or corporation but a boss of your finances. The stock market is an awesome medium for wealth building. One of the reasons for the compelling nature of stocks is its impressive history. For decades, stocks have consistently out-performed all other investments when looking at total return. "Stocks are one of the primary tools a company uses to raise capital to fund growth and expansion. A share of stock represents ownership in the company, along with the right to share in the future financial performance of that organization, whether it is good or bad. The company's annual and future earnings forecast determines how much a 'sha...

I'd like to start today by asking if this series has been as beneficial to you in achieving your short-term and long-term financial goals as much has it as been to me? Asset-allocation is one proven model for effective finance management. It is a systematic means of consciously and carefully allocating your income according to a scale of preferential needs and investment. Asset-allocation model covers the need to save now in bits for future long-term expenditures like, buying a car, starting a business or growing a family. Failure to plan for these long-term consuming needs and expenditures will only render you handicapped or overwhelmed when the season comes. To do well financially, you must have a plan for these different portfolios, again, according to your scale of preferential needs. It is advised that your asset-allocation plan should cover at least 30 percent of your weekly, monthly or annual income. To work strictly by this rule, consider an automatic cash-allocation ...

It was the climaxing of the previous three days teachings on, 'Cre8tivity-Thinking Outside the Box'. The long anticipated Rev. Chris Ugoh made his name resonate in the hearts of many as the seminar comes to an end with a landmark teaching on, 'Excellence in Life and Business'. Here are highly compelling nuggets from his teachings: Excellence is giving attention to details that leads to superior performance. Excellence is to continuously pursue progress and improvement. Excellence leads to high productivity. You must leave a signature of excellence in every and anything you do. You must live a life of quality. When you go after anything be quality minded. A commitment to excellence is a commitment to quality living and growth. As a matter of fact, to pursue God is to pursue excellence. because God is an excellent and orderly God. The quality of a person's life is proportional to his quality to excellence regardless of anything  he is doing. In other words, exce...

There was a twist to the service today. It was service unusual- a combination of apostolic thrust and teachings with the revelation of kingdom insights for creativity. All from the combined graces of Dr. Glenn Arekion and Pst. Niyi Adesanya. It even went deeper at the evening syndicate session. Here are notes from teachings of Dr. Glenn Arekion; Never underestimate the power of discomfort. Discomfort with who you are, where you, what you are will spur your creativity. The three pillars of creativity are; wisdom, knowledge and understanding (Prov. 3: 19-20). Wisdom builds, understanding establishes, knowledge enriches. Through wisdom is an enterprise, business or idea built, through understanding is it established and through knowledge does it get enriched. Any enterprise built by wise planning becomes strong through common-sense and profits wonderfully by keeping abreast of facts. Many atimes we pray for what we cannot maintain or what our knowledge cannot sustain. What you need to...

What a day! The Paradigm Shift Seminar (advantage session 3), took a new twist today as various speakers stepped on the podium to give incredibly remarkable speeches. First to take the stage again was Godman Akinlabi, followed by Niyi Adesanya and later climaxed by Dr. Gleen Arekion. Here are notes from Niyi Adesanya's teaching on "The Making of A Creative Person"; It is seen in the beginning, according to Genesis 1:1 that the first thing we knew about God was his creative abilities- 'God created the heavens and the earth'. In other words, it will be an error for you to claim to be a christian (christ-like) and lack creative ability of God. Creativity is gold. Creativity increases your value. Human creativity is the ultimate resource to any and every generation. The most valuable resource you can bring to your firm is creativity. To be creative is to have the ability to produce something new, to turn good to better.It is the ability to anticipate, learn, ado...

Few days ago, I posted an invitation to Paradigm Shift Conference (advantage session 3), hosted by the Covenant Christian Pavilion International, under the leadership of Senior Pastors; Emmie and Bola Oludele. The atmosphere was charged as Emmie Oludele took the first preliminary session, talking on 'Innovative Living'. The atmosphere soon became super-charged as Godman Akinlabi climbed the podium to talk on 'The Anatomy of Mediocrity' for the second preliminary session. Here are notes from day one; Mediocrity is subscribing to average living. It is simply the opposite of excellence. The greatest enemy of excellence is mediocrity- accepting the norm and living comfortably within the box. Perhaps, the best way to know more about excellence is to go the other way to check out the compositions of its opposite. Excellence is simply, good done in an unusual degree. What makes a man different from every other animal is his ability to pre-play/prepare for the future and ...

A financial plan is a series of document designed to help you achieve your short-term and long-tern financial goals. No one makes a head-start start in life without proper planning. A planned life will definitely achieve greater results than an unplanned one. Financial Planning is tracking where each unit of your money goes. It is being responsible with your money. To do well financially you must be in tune with the directions your money goes. You must have goals and set benchmarks for your finances. What financial plan does is to help you build wealth and create balance to your enjoyment of life with responsible investing, which will allow you live constantly at the level you have chosen. According to the Lincoln Financial Group, three of the top five reasons why people fail financially are; They have no financial plan. They make poor investment choices. They procrastinate in starting a savings plan.  To create a financial plan, the essential ideas are these; asset-alloc...

"I cannot do everything but I still can do something and because I cannot do everything I will not refuse to do the something I can do" - Edward Hail. The world is full with youths who feel incapacitated by the things they do not have. they hereby, subscribe to being idle in an attempt to wait for the perfect time and resources needed to launch into their future. Teddy Roosevelt advised; "Do what you can, with what you have, where you are". To wait for what you do not have is a waste of your precious time. Begin now to do what you can do to get where you desire to get to. The best time to always start is now. Entrepreneurs who have distinguished themselves in the world are men and women who started out when they were not ready, when everything wasn't right. When everyone was complaining on the problems to be solved, they reached out to find a way to solve them. I am captivated by the thought of Hamilton Mabie; "The question for each man to settle is n...

Yesterday, we laid some foundations on personal finance . Today, we'll be building on those foundations for clarity. Walk with me on this one! You cannot be successful in the years ahead unless you lock on to the key principles you must apply today. One of the most important is, the law of delayed gratification,  which we spoke extensively on yesterday. We said, you can not afford to jeopardize the realization of your desired future by spending today what you should save for tomorrow. Research  has it that,  the world's wealthiest men and women created and built their fortune by living below their means. In the wealth-building classic, The Richest Man in Babylon , author George Clason tells the story of Arkad, the richest and wisest money manager in all Babylon and the "Five Laws of Gold". The first Law is this; "Gold cometh gladly and in increasing quantity to any man who will put by not less than  one-tenth of his earnings to create an estate for his futu...

There are few things worse in life than financial stress, hence, the need for us to handle money respectfully. Lack of respect for money and for one's self is what leads to seeking gratification through accumulation of  things. Generally, these material possessions will not be income-compounding assets, or assets , that will appreciate in value, that is why it is said that if you spend your money buying what you do not need, you will end up needing what you can not buy. Getting the needed financial knowledge and skill on your finances will definitely in no little way do you more good than harm. This is why for the next few weeks we are going to be discussing; Finance Management. Before we get started I will like you to ruminate on these words by financial expert, Todd Duncan; 'Nothing acquired to fill a void of self-worth will ever bring the happiness and peace of mind that comes with building long-term financial security' Contrary to the most commonly accepted defini...

Seminars are one great way of developing oneself intellectually and personally in all areas of entrepreneurship, leadership, personality development and many more. The Paradigm Shift seminar, hosted by the Covenant Christian Pavilion International under the leadership of Senior Pastors; Emmie and Bola Oludele is one seminar I can say myself is a must for career, corporate and business development as  I have been committed to attending, since it's inception (advantage session 1) in 2015. The nuggets I learned then from the speakers shaped my life and helped in developing my competitiveness in the market place as the speakers ( Niyi Adesanya, Godman Akinlabi, and Iyedele Bolaji-Oyedepo) spoke extensively on; 'Developing Your Competitive Advantage'. This year's edition (advantage session 3) promises to help you generate ideas for exploits as the speakers do justice to the subject; 'Cre8tivity- Thinking Outside the Box'. Speaking at this year's edition ar...

I have spent more hours in my lifetime researching and finding out the secrets of success than I have spent on other things in life and I am in doubt, that finding the secrets to success is a life long journey that leads to personal fulfillment. Success is not about anything external but everything internal. No one really cares how blemish your skin is, how many biceps and triceps you've got. No one cares about your stature, body size, teeth arrangement or your height. To attain success what matters most is what you've got to offer (your skill sets, wisdom, faith, tenacity, focus, and every other thing internal ) - that which is a reflection of what you've got on your inside. You cannot afford to live your life concentrating on everything external (your external qualities), while your internal qualities remains dormant and unexplored. Successful people pay much more attention to their internal qualities than they do on the external, that's why you shouldn't be...